Definition: Life insurance Unum is a term used in financial planning to describe an insurance policy that provides coverage for the loss of life of the insured person, as provided by a government or private entity. This insurance typically covers losses due to accidental death or birth, medical malpractice, and natural causes. The term "Unum" is derived from the Greek word "unum," meaning "all things." In this context, "Unum" refers to all life insurance policies available on the market, which provides comprehensive coverage for a person's entire lifetime. In the United States, the term "Unum" is commonly associated with a policy that covers medical malpractice claims. This type of insurance typically requires proof of insurance and can be purchased as an individual or in partnership with another entity. Overall, "Unum" refers to a comprehensive life insurance coverage provided by government agencies or private entities. It provides protection for the loss of life due to accidental death or birth, medical malpractice, and natural causes, but may not cover other types of losses such as accidents or theft.
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